Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

November 19th, 2018 by McDaniel Insurance Agency, LLC

Do I Need Flood Insurance?

You might think you don’t need flood insurance if you live in an area that is considered “high and dry.” Although some areas are more susceptible to flooding than others, flooding can occur anywhere. With heavy rains, spring thaws, or rapid accumulation of rain after a wildfire, flooding can occur in places that are not generally considered at risk. How Does Flood Insurance Differ from... Read Article

How to Avoid Hitting a Deer

The fall season is beautiful, but it also introduces a few different driving hazards… deer collisions being one of them. From October to December, mating and hunting season make deer go on the move. For drivers, that means you’re more likely to hit one. According to the National Insurance Crime Bureau, deer-vehicle collisions are the top animal-related claim in the U.S. Before you get too... Read Article

Are You an Unsafe Driver?

Driving on America’s roadways today is a dangerous undertaking. The National Highway Traffic Safety Administration (NHTSA) reports that the U.S. saw 37,461 traffic fatalities in 2016, many of which were caused by driver error. Many people who consider themselves to be safe, dependable drivers actually have dangerous driving habits. Whether you’ve been driving for days or decades, avoiding the following common driving behaviors can help... Read Article

What Determines the Price of My Auto Insurance?

Maybe you’ve been there before. Something changed in your life – you bought a new car, moved into a new neighborhood or started a new job…then, one day, you notice what you pay for auto insurance changes. Why does that happen? Ultimately, what ends up on your insurance bill depends largely on both what you drive and how you drive… as well as other things... Read Article

Your Stress-Free Guide to Thanksgiving Travel

Thanksgiving is one of the busiest holidays for road trips. Whether you’re driving over the river or through the woods this holiday season, here’s what to know to safely (and sanely) arrive at your destination. BEFORE THE DRIVE Get your car in gear. Now is the time to make sure you’re on schedule with oil changes, wheel alignments and any other services your car manufacturer recommends.... Read Article